![]() If you have that coverage, it can help pay to repair damage to a service line. However, you may be able to add separate service line coverage to your homeowners insurance policy. So, if a slab leak results when tree roots damage your plumbing, or from plumbing lines that are simply past their prime, a typical homeowners insurance will not pay for repairs. Homeowners insurance generally does not cover maintenance issues or wear and tear. Keep in mind that you'll typically need to pay your deductible before insurance kicks in to help cover the rest - up to the limits stated in your policy.Īgain, it's important to remember that homeowners insurance will only help cover damage caused by a peril listed in your policy. It won’t cover some other causes of water. If your leaking slab causes water damage to your furniture, for example, personal property coverage may help pay to repair or replace it. Homeowners insurance generally covers sudden and accidental water damage, especially if it’s from an internal cause like a failing appliance. Personal property coverage helps pay to repair damage to belongings in your home. If you have a slab leak, it may help cover the cost of removing the slab and replacing it after the plumbing is repaired, but probably will not pay to fix the plumbing itself. Two types of homeowners insurance coverage may apply in this type of situation: Dwelling coverageĭwelling coverage helps pay to repair damage to the structure of your home. So, for instance, if a tornado damages your home and the slab, resulting in a slab leak or slab damage, a homeowners insurance policy that covers wind damage will likely help pay for repairs. Covered perils typically include risks like fire, wind, explosions and falling objects. If a peril that's covered by your homeowners insurance policy results in a plumbing leak under your slab creating a slab leak, your homeowners insurance policy might help pay to tear out and replace the slab and repair the water damage to your home. ![]()
0 Comments
Leave a Reply. |